Wednesday, April 22, 2009
Lists
With all the lists I write, I could write a book. Has anybody already done that? Mine would be called "My Book of Lists". Original, no?
Thursday, April 16, 2009
All mine!
Got the final bank approval yesterday (minutes before presenting a French webcast to two offices).
Just in time too. Apparently the other people whose offer expired because they couldn't get the financing, suddenly reappeared with their pre-approval, a completed home inspection and were threatening to pull rank or something (you know, some legal jargon term) on my offer by saying that they would have the final approval from the bank any day now. Don't know what would've happened in that case but luckily I don't have to worry about it.
Precisely two months from yesterday I'll be signing for my new home. Yeah me!!!
Just in time too. Apparently the other people whose offer expired because they couldn't get the financing, suddenly reappeared with their pre-approval, a completed home inspection and were threatening to pull rank or something (you know, some legal jargon term) on my offer by saying that they would have the final approval from the bank any day now. Don't know what would've happened in that case but luckily I don't have to worry about it.
Precisely two months from yesterday I'll be signing for my new home. Yeah me!!!
Tuesday, April 07, 2009
One more step done!
My financing came through this afternoon so my agent was able to stop by tonight and have me remove all the conditions of my offer!
Yeah for me!
Yeah for me!
Home inspection
Had the home inspection yesterday. Talk about moving things along quickly. It went well and the inspector only had a couple of negative comments. On the whole she was very impressed and was happy to see that the condo has great windows (keep the cold and the noise out!) and no sign of moisture in the walls.
The paper work with the bank is on it's way and should all be finalized by next Monday or Tuesday due to the Easter holiday.
My heart isn't racing quite so fast now and I don't feel nearly as stressed out but I can't really say that I'm stress-free. Soon though.
The paper work with the bank is on it's way and should all be finalized by next Monday or Tuesday due to the Easter holiday.
My heart isn't racing quite so fast now and I don't feel nearly as stressed out but I can't really say that I'm stress-free. Soon though.
Sunday, April 05, 2009
It's mine!
They accepted my offer! Building inspection tomorrow afternoon and then it's just to get the financing finalized. PHEW!!!
Offer is in
Put in an offer for the condo yesterday afternoon. Ever since then I've been having shortness of breath, a racing heart and my neck has been tensing up so bad that my shoulders have found a new home around my ears. My good old friend insomnia is back in town so I'm up at 2:30am writing on my blog.
Calling this stressful right now would be an understatement. It's so far above stressful for me, I don't even know what to call it. Logically I know that everything will probably end up fine. There's no reason my financing shouldn't go through but I'm still freaked out about suddenly having a nearly $200K debt over my head. I was probably like this when I bought my current condo 5 years ago but apparently my little brain has forgotten what that was like.
It will be so worth it though. I must keep telling myself this. Meanwhile I need to find new ways to relax and I can't find my meditation CD. Better check what's on the Weather Network then ;)
Calling this stressful right now would be an understatement. It's so far above stressful for me, I don't even know what to call it. Logically I know that everything will probably end up fine. There's no reason my financing shouldn't go through but I'm still freaked out about suddenly having a nearly $200K debt over my head. I was probably like this when I bought my current condo 5 years ago but apparently my little brain has forgotten what that was like.
It will be so worth it though. I must keep telling myself this. Meanwhile I need to find new ways to relax and I can't find my meditation CD. Better check what's on the Weather Network then ;)
Friday, April 03, 2009
Found it!
Visited a condo last night that I immediately fell in love with. I swear, I walked in and could see my furniture there already.
Pros:
Wood floors
FABULOUS kitchen (!)
2 balconies (!)
Above ground level
2 bedrooms
Walk-in closet (!!)
Separate shower (!)
Gas fireplace (!)
Gas line out to BBQ on balcony (which I'm told is a feature, but it's not like I'm grilling up huge whacks of meat every night)
Storage room in the unit
Proper dining room space for my dining room set
Low condo fees
Close to the bike path
Walking distance to metro, groceries, fruit/veg shop, SAQ
Close to the bus
Bigger than what I have now, but not so big that I would be paying for wasted space
Building is 4 years old, only 1 owner before me
Cons:
At the very top of my budget
Bigger of the two balconies faces north, onto the parking lot and other balconies
Doesn't really have a view
Would have to take the metro to work
Might take 10 minutes longer to get to work (by metro)
Probably 15 minutes longer to get to work on my bike
No parking spot (but I don't have a car anyway, this is just for resale purposes, 10 years down the road)
I'm nit-picking, I know. But I've been up since 4am thinking about this and trying to find all the bad things that could throw things out of balance for me. After work tonight I'm going to take the metro there (see how long it takes) and walk around the neighbourhood to see how long it would really take to do things. But as you can probably tell, I'm pretty much sold on the place!
Pros:
Wood floors
FABULOUS kitchen (!)
2 balconies (!)
Above ground level
2 bedrooms
Walk-in closet (!!)
Separate shower (!)
Gas fireplace (!)
Gas line out to BBQ on balcony (which I'm told is a feature, but it's not like I'm grilling up huge whacks of meat every night)
Storage room in the unit
Proper dining room space for my dining room set
Low condo fees
Close to the bike path
Walking distance to metro, groceries, fruit/veg shop, SAQ
Close to the bus
Bigger than what I have now, but not so big that I would be paying for wasted space
Building is 4 years old, only 1 owner before me
Cons:
At the very top of my budget
Bigger of the two balconies faces north, onto the parking lot and other balconies
Doesn't really have a view
Would have to take the metro to work
Might take 10 minutes longer to get to work (by metro)
Probably 15 minutes longer to get to work on my bike
No parking spot (but I don't have a car anyway, this is just for resale purposes, 10 years down the road)
I'm nit-picking, I know. But I've been up since 4am thinking about this and trying to find all the bad things that could throw things out of balance for me. After work tonight I'm going to take the metro there (see how long it takes) and walk around the neighbourhood to see how long it would really take to do things. But as you can probably tell, I'm pretty much sold on the place!
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